How to Apply

New Application Procedures
Effective September 1, 2007

Colorado State Law requires that EACH adult member of the household complete an Immigration Status Affidavit, as well as provide a copy of a photo ID, to be submitted with the Income Certification Application.

Here’s how to apply:

• Attend the Homebuyer Class Series offered by the County;
• Attend a City Homeownership Orientation;
• See a lender and get a pre-qualification letter.
• Complete the Income Certification Application, the required Additional Information Sheet and the Immigration Status Affidavit. Be sure to fill out the application as completely as possible. You will need to attach all the required documentation requested on the application. When you have everything together, sign the application, mail it in or come by our office at 1101 Arapahoe (2nd floor) to drop it off. To get an application, visit our office, download an application, email your request to Luanne Bobo at  This e-mail address is being protected from spambots. You need JavaScript enabled to view it , or phone our office at 303-441-3157 to have one mailed to you.
• The City of Boulder Homeownership Programs use the Boulder County Homeownership Programs Common Application. By completing this one application, you may apply to all of the following Boulder County homeownership programs: City of Boulder, Thistle Community Housing, City of Longmont Community Housing and Boulder County/Longmont Down Payment Assistance Program.
• You will be notified in about 2 weeks by mail, or you may receive a phone call if there is something missing from your application.
• Visit the home or the sales office for new builds.

Exception: If you are interested in entering a lottery for a particular property that is scheduled prior to the next orientation dates, you may complete these requirements after submitting your application. You should note the lottery you're interested in on the application.

Once your application has been approved you will be added to our referral list for upcoming properties. It is your responsibility to visit our website for new information. We update the site weekly. Check out the "Homes for Sale" page to see our current listings. Or call 303-441-3157 with questions.

Documentation needed to apply:

All of the following documents (if applicable) must be submitted or the processing of your application may be delayed.

• Completed application, signed and dated
• City of Boulder Additional Information Sheet
• Immigration Status Affidavit for EACH adult household member
• Copy of photo ID for EACH adult household member
• A $25 check or money order. CASH WILL NOT BE ACCEPTED.
• A completed employer verification form OR a letter from your employer, on letterhead, indicating your annual gross wage, start of employment, pay schedule, expected wage increases and any overtime, bonuses, tips or commissions
• Copies of one month’s worth of your most recent pay stubs
• Verification of all other sources of income (Social Security, Social Security Disability, pension, etc.)
• Complete copies of two years of your most recent Federal income tax returns, all corresponding W2’s and all attached schedules
• If you are self-employed (full or part-time), submit a year-to-date profit/loss statement AND three years of federal income tax returns. Please also submit your estimate of the income you will receive for the next 12 months and an explanation as to how you came to that number
• A statement from your financial institution documenting the 6-month average balance of your checking account OR copies of 6 months of checking account statements
• A copy of your most recent savings account statement, including the interest rate
• A copy of the most recent statement from all other assets (IRA, 401K, cash value of life insurance policy, etc.) verifying the current balance and interest rate or annual dividend payment
• A pre-qualification letter from a lender, based on a tri-merge credit report, stating the principal, interest rate, front and back end ratios, estimated PITI payment, type and terms of your loan, or a loan application from your lender
• If you are receiving any other form of down payment assistance (a personal gift and/or aid from another program), submit a letter from the 3rd party offering the assistance describing the amount and type of assistance
• A copy of a CHFA-approved Homeownership Training Course certificate
• If you have been separated or divorced within the past three years, submit a copy of your divorce decree AND verification of the division of marital assets, court-ordered custody arrangements and child and/or alimony payments (this information is often documented in your separation agreement)
• If you currently own a home, submit a recent appraisal of that home or most recent Assessor’s statement and your most recent mortgage statement
• If you had joint ownership in a property within the last 3 years and are no longer on the Title, submit a Quit Claim Deed showing the termination of your interest in the property
• If you have a signed a contract to buy a home, submit a copy of the contract.
• If you currently own other real property, such as vacant land and/or commercial property, submit a recent appraisal or Assessor’s statement and a recent mortgage statement

After you apply:

• If your application is complete, you can expect to receive a “preliminary certification” letter within about 2 weeks.
• Once you have been certified for the programs, you will be added to our referral list. It is your responsibility to check the City’s website for the most current information. The “Homes for Sale” page is updated whenever a new property becomes available.
• HomeWorks homes are first available through a lottery process. All lotteries are conducted according to preferences that give higher priority to those who live/work in Boulder . After a lottery, all properties are available first-come, first-serve. Down payment assistance is available first-come, first-serve to those who work in Boulder.
• You must apply before entering a lottery or making an offer on a home. Please submit your application at least two weeks before a lottery date. If you submit an application less than a week before a lottery, or if you submit an incomplete application, there is no guarantee that you will be able to enter that lottery.
• If you're interested in a home that is scheduled for a lottery, you must submit an Intent to Purchase form to enter the lottery. You can download an Intent to Purchase form. You can also visit our office at 1101 Arapahoe ( 2nd floor),email Luanne Bobo at, This e-mail address is being protected from spambots. You need JavaScript enabled to view it or phone our office at 303-441-3157 to have one sent to you. Intent to Purchase forms should be submitted to the City of Boulder Housing Division, attn: Luanne Bobo, by the deadline listed for each individual unit. They can be dropped off or faxed. Our fax number is 303-441-4368.
• Your preliminary certification is valid for six months, or until you have a signed contract to buy a property, whichever occurs first. Once you have a signed contract to buy a home, you will receive a “final certification” letter and (for the First Home and HomeWorks programs) a copy of the Permanently Affordable Housing Covenant for that home, if you meet all the program requirements for the home. Upon receipt of a contract for the H20 and First Home programs, you will receive a funding commitment letter, if you meet all the requirements for the home and if funds are still available.
• After you have received a final certification letter and/or a funding commitment letter, you are eligible to purchase your home regardless of your closing date. At your closing, you will be asked to sign documents prepared by the City of Boulder, including the Covenant.

Last Updated on Monday, 24 August 2009 15:10